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	<title>Car Insurance Estimates Faq</title>
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		<title>What To Do After An Automobile Accident</title>
		<link>http://carinsuranceestimatesfaq.org/18/what-to-do-after-an-automobile-accident/</link>
		<comments>http://carinsuranceestimatesfaq.org/18/what-to-do-after-an-automobile-accident/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 11:59:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Automobile Insurance Information]]></category>
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		<category><![CDATA[Automobile Insurance Facts]]></category>
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		<category><![CDATA[automobile insurance info]]></category>
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		<guid isPermaLink="false">http://carinsuranceestimatesfaq.org/18/what-to-do-after-an-automobile-accident/</guid>
		<description><![CDATA[An automobile accident can be a scary experience. Here are a few tips you should follow after an accident to protect yourself from more stress after wards. STAY CALM This, by far, is the most notable piece of information in this article. Immediately following an car accident everyone involved is a little shook up. There [...]]]></description>
			<content:encoded><![CDATA[<p>An automobile accident can be a scary experience.  Here are a few tips you should follow after an accident to protect yourself from more stress after wards.
</p>
<p><strong>STAY CALM
</p>
<p></strong>This, by far, is the most notable piece of information in this article. Immediately following an car accident everyone involved is a little shook up. There may or may not be injuries involved. Vehicles are damaged, and there are fingers pointing blame at who may be at fault.
</p>
<p>Assess the state with a level head. If there is anyone with injuries, of if you are hurt yourself, dial 911 and request assistance. Head and spinal injuries are dangerous.  You should leave moving an injured person with either of these injuries to professionals trained in removing a person from their vehicle.
</p>
<p><strong>CALL 911
</p>
<p></strong>This should be done immediately if there are injuries involved. If no one is harm, you unexcited need to file a formal police report, regardless of the extent of hurt involved. This protects you whether you were at fault or not.
</p>
<p>The days of exchanging insurance information and shaking hands are long gone. You need an impartial representative to document the facts at the scene of the accident, take witness statements, and assess fault. If you are the at fault party, this protects you from false damages and injuries possibly surfacing later. I have seen a $200 dent turn into a $25,000 claim because the at fault party was trusting the other person involved.
</p>
<p>Do not speak with the other party about the accident at this time. If someone is hurt, medical assistance is on the way. Tempers could flare, making a bad region worse. Remember, stay calm, and wait for police assistance.
</p>
<p><strong>PREVENT FURTHER DAMAGE
</p>
<p></strong>Depending on where your accident occurred, you may be at risk to causing another accident or getting hit again.  Immediately put on your hazard lights. This notifies other drivers around you to go with caution.  If you are in an are where moving the vehicles would be in the best interests of everyone interested, then do so. Assess the situation with a level head. There are alot of factors to consider.
</p>
<p>If proving who is at fault can only be sure by the plot of the vehicles, leave them until the police advance.  I recommend every driver have an &#8220;accident kit&#8221; in their vehicle, complete with a camera, notebook and pen, and hazard cones or triangles.  If you have a camera, and need to move your vehicle, take pictures of the accident scene before the vehicles are moved. This is your evidence.
</p>
<p>If traffic permits, move your vehicle to the far side of the road. Depending on the severity of the accident, this may allow the stride of traffic to resume and prevent another accident from occurring. Keep your hazard lights on until the police have arrived on the scene and taken their report. Cut them off only when you are leaving and everything is over.  Your hazard lights reinforces to everyone around you they need to proceed with caution.
</p>
<p><strong>WITNESSES
</p>
<p></strong>Anyone that stops is a potential witness. Most people that witnessed an accident are going to conclude, ask if you are okay, and continue about their business. At the end of the day, you are left with a memory of faces, but no valid witnesses unless someone stops and waits with you for police to arrive.  When someone stops to ask about your welfare, ask if they saw what happened. Get out what they saw. If they did explore the accident, get their name and telephone number (with your handy notebook and pen). An eye study is another impartial person that can help protect you during the claims process.
</p>
<p><strong>DOCUMENT, DOCUMENT, DOCUMENT
</p>
<p></strong>Immediately following an accident emotions run high, You may be jumpy, injured, or even angry. Now is the best time to compile as much information as you can while it is fresh on your mind.
</p>
<p>If you are equipped with a camera and your injuries do not prevent it, buy pictures of everything. Your vehicle, their vehicle, surroundings, anything that may be important to your claim.
</p>
<p>Write down the make and models of vehicles interested, license plates if possible, witness information, vehicle placement, and an accurate description of what exactly happened. One key thing is the description of the driver, especially if there were more than one person in the other vehicle.  Many times the person driving before an accident isn&#39;t the person reported on the police report. I have even seen drivers leave the scene of an accident before police arrive, only for a different &#8220;driver&#8221; to return and take the blame.  All of this will be important during the claims process.
</p>
<p>Document all damages and injuries to yourself, the other driver, and any passengers involved. If there are any skid marks, damaged poles or anything else- write it down and pick pictures if possible.
</p>
<p><strong>THE POLICE REPORT
</p>
<p></strong>Do not discuss the accident, cause, or assess who is at fault with the other party. Save that for the police report. The police officer will document who he believes is at fault based on several factors. He or she will reflect witnesses at the scene, damages, location of the accident, traffic, and who&#39;s story seems the most believable.
</p>
<p>If you are injured, or feel any pains attributed to the accident, inform the officer of this. A small afflict now can be a larger pain later.  Make sure the injuries to your passengers, if any, are documented as well.
</p>
<p>Provide the officer with your insurance information and be definite that the other party&#39;s insurance information is documented as well.  If you believe that someone should receive a traffic imprint or infraction based on the accident, inquire about it with the officer and find out if any citations or tickets will be issued.  Be sure to request a copy of the police report. Some localities may be able to provide a copy to you on the spot. Others have a waiting period, normally a couple of days, and you have to go and inquire of it from the police station or download it on-line.
</p>
<p>The responding police officer is usually the first &#8220;judge&#8221; in the automobile accident claims process. His concept is not only the first one, but is also the one that others will base their opinion on.  That is why you need to be prepared with facts and cold-hard evidence. Your pictures and witnesses show what happened before the officer came on the scene and are harder to direct than an opinion of what happened.
</p>
<p><strong>CALL YOUR INSURANCE COMPANY<br /></strong>When the smoke clears and you have completed your police report, now is the time you contact your insurance company. Notify them of the accident, and all damages and injuries involved if any. Sustain in mind they are not only looking out for your best interest, but their best interest as well. Your documentation of the chain of events, witness information and pictures will ensure that their best interest is your best interest as well.
</p>
<p>Provide the insurance company with a listing of any damages, including any personal property inside of the vehicle that may have been damaged in the accident.  Any injuries sustained or pains should be reported to your insurance company immediately.
</p>
<p>Depending on how bad the accident was and what coverages you have, your insurance company may be able to gain your vehicle towed and a rental car for your use.  Those two coverages are optional on your insurance policy.  If you do not have coverage for towing or a rental car, it may be in your best interest to add it. Those small additions only add a couple extra dollars a month to your policy and can save you a lot of headaches.</p>
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		<title>Finding Affordable Auto Insurance For Senior Citizens</title>
		<link>http://carinsuranceestimatesfaq.org/17/finding-affordable-auto-insurance-for-senior-citizens/</link>
		<comments>http://carinsuranceestimatesfaq.org/17/finding-affordable-auto-insurance-for-senior-citizens/#comments</comments>
		<pubDate>Sun, 27 Feb 2011 03:57:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Automobile Insurance Quotes]]></category>
		<category><![CDATA[Allstate Auto Insurance]]></category>
		<category><![CDATA[allstate home insurance]]></category>
		<category><![CDATA[nationwide insurance]]></category>
		<category><![CDATA[state farm auto insurance]]></category>
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		<guid isPermaLink="false">http://carinsuranceestimatesfaq.org/17/finding-affordable-auto-insurance-for-senior-citizens/</guid>
		<description><![CDATA[Many senior citizens have been loyal to their auto insurance companies for years, often decades. Having the same reliable insurance agent and company is comforting. But the auto insurance industry has become more competitive, actively vying for the senior citizen market. It makes sense for senior citizens to gather information to compare their current rates, [...]]]></description>
			<content:encoded><![CDATA[<p>Many senior citizens have been loyal to their auto insurance companies for years, often decades. Having the same reliable insurance agent and company is comforting. But the auto insurance industry has become more competitive, actively vying for the senior citizen market. It makes sense for senior citizens to gather information to compare their current rates, especially at the time of auto insurance renewal.
</p>
<p>Getting quotes for auto insurance is an easy process. With honest a few clicks on the computer or toll-free telephone calls, anyone can gather a list that compares auto insurance by services and rates. For senior citizens, who often are on fixed incomes, this can be a very cost-effective exercise, possibly saving them hundreds of dollars during an insured period.
</p>
<p><b>Finding Comparable Rates</b>
</p>
<p>Buying auto insurance is like any other important, long-term purchase. The key is to take time to research and shop for the best deal with superb auto insurance companies.
</p>
<p>The following is a sample of insurance companies and insurance brokers offering auto insurance quotes on the Internet. Many have specific marketing programs targeting senior citizens.
</p>
<p><b>AARP</b>: <a href="http://www.aarp.thehartford.com/">www.aarp.thehartford.com</a>.<br />AARP is an advocacy organization for seniors that promotes the interests of people over 50 years aged. They offer auto insurance to members through The Hartford.
</p>
<p><b>Allstate</b>: <a href="http://www.allstate.com/">www.allstate.com</a>.<br />Allstate is a well known insurance company. Quotes can be gathered at the above website or local agents can be found in the telephone book and are available to support in preparing a free quote.
</p>
<p><b>Farmers Insurance Group: </b><a href="http://www.farmersinsurance.com/">http://www.farmersinsurance.com.</a><br />Online or in person, a Farmers insurance agent can review auto insurance coverage, attend identify potential gaps, and include any qualifying Farmers Auto insurance discounts.
</p>
<p><b>Progressive Insurance</b>: <a href="http://www.progressive.com/">www.progressive.com</a>.<br />Progressive will provide a quote for their company along with comparables of other auto insurance companies for easy comparisons.
</p>
<p><b>Geico Insurance</b>: <a href="http://www.geico.com/">www.geico.com</a>.<br />This company can be accessed online or at one of their many offices. It is easy to get a quote; they offer flexible payment options and competitive rates.
</p>
<p><b>Costco</b>: <a href="http://www.costco.com/">www.costco.com</a>.<br />Costco offers membership insurance through Ameriprise Auto &amp; Home Insurance.
</p>
<p><b>Autoinsure</b>: <a target="_blank" rel="nofollow" href="http://www.autoinsure.org/Senior-Car-Insurance.asp">www.autoinsure.org</a>.<br />Autoinsure has a page with helpful insurance information for senior citizens. They can provide quotes from all the major auto insurance companies.
</p>
<p><b>Esurance</b>: <a target="_blank" rel="nofollow" href="http://www.esurance.com/welcome/home/personal_auto_insurance/seniors.aspx">www.esurance.com</a>.<br />A rising star among insurance companies that take pride in stating: &#8220;Esurance doesn&#8217;t just offer reliable insurance coverage, we also believe in educating consumers.&#8221; Their online quote process is easy to navigate.
</p>
<p><b>US Insurance</b>: <a href="http://www.usinsuranceonline.com/">www.usinsuranceonline.com</a><br />They will provide multiple auto insurance quotes tailored to specific needs within minutes of filling out their simple short form. It&#8217;s easy then to compare them side by side to find the best prices and coverage.
</p>
<p><b>Car Insurance Rates</b>: <a href="http://www.carinsurancerates.com/">www.carinsurancerates.com</a><br />Their network of companies and brokers offer a variety of car insurances: Farmers, Allstate, AIG, Nationwide, AARP, Safeco Insurance, Liberty Mutual, MetLife and Mercury.
</p>
<p><b>Every insurance rate: </b><a href="http://www.everyinsurancerate.com/auto_results.html? zipcode=98365">www.everyinsurancerate.com</a><br />EveryInsuranceCompany.com is a handy Internet directory to find local insurance companies, insurance quotes and discount insurance rates.
</p>
<p><b>Quote Scout</b>: <a href="http://www.quotescout.com/auto-insurance/">www.quotescout.com</a>.<br />This website will provide quotes from a long list of auto insurance companies &#8211; literally from &#8220;A&#8221; to &#8220;Z&#8221;.
</p>
<p><b>Insurance.com</b>: <a href="http://www.insurance.com/auto-insurance.aspx">http://www.insurance.com</a>. <br />Insurance.com works directly with 15 highly rated car insurance companies in 46 states: 21st Century, Electric Insurance, Esurance Auto Insurance, The Hartford, Infinity, Liberty Mutual, Meritplan Insurance, MetLife Auto Insurance, Newport Insurance, Permanent General Assurance Corporation (The General), Progressive, QBE Insurance, Safeco, Travelers Insurance, and Unitrin Direct.
</p>
<p><b>Keeping Auto Insurance Rates Down</b>
</p>
<p>There are ways that senior citizens can take responsibility to control their auto insurance rates. Here are a few suggestions.
</p>
<p>According to <a title="Find out about senior discounts on auto insurance." href="http://www.seniorjournal.com/NEWS/Discounts/2007/7-06-28-SenCitCanFind.htm">seniorjournal.com</a>, most of the major auto insurance agencies provide a 5% &#8211; 10% discount to drivers beginning at the ages of 50 or 55. However, as a group, drivers 75 and older have one of the highest rates of fatal daytime accidents. Because of this, it&#8217;s critical that senior drivers stay proactive and enthusiastic in keeping their driving skills bewitching.
</p>
<p>Many states offer an auto insurance discount for mature drivers if a person meets a given age criteria and has taken an approved passe driver safety course. Local colleges and senior centers are good resources to learn about the classes. AARP has local and on-line access to the course. Costco offers its members an online drivers&#8217; safety training course through FirstNet: <a href="http://www.firstnetlearning.com/offerings/costco/DefensiveDrivingMainPage.htm">www.firstnetlearning.com</a>.
</p>
<p>Another way to keep auto insurance rates down is to drive a low-profile car, one that as part of a group has a lower rate due to minimum repair costs, considered safer and less likely to be stolen. Check the Highway Loss Data Institute, <a href="http://www.iihs.org/about_hldi.html">www.iihs.org</a>, for the latest related data.
</p>
<p>Examine current auto insurance needs and requirements. Changing to higher deductibles or dropping collision or comprehensive coverage for older cars may make sense.
</p>
<p>Always ask about discounts when purchasing or renewing auto insurance.
</p>
<p>And finally, the best long-term advice: Always drive defensively, stay alert and follow the driving laws. Maintaining a safe driving record is the best way to keep auto insurance rates down.</p>
]]></content:encoded>
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		<title>Auto Insurance Discounts For Teachers</title>
		<link>http://carinsuranceestimatesfaq.org/16/auto-insurance-discounts-for-teachers/</link>
		<comments>http://carinsuranceestimatesfaq.org/16/auto-insurance-discounts-for-teachers/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 18:51:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Automobile Insurance Information]]></category>
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		<category><![CDATA[Auto Insurance Information]]></category>
		<category><![CDATA[auto insurance knowledge]]></category>
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		<description><![CDATA[Teachers often find discounts for their auto insurance premiums. Many insurance companies reward teachers with low premium rate because they have good driving habits. Every year, insurance providers will do research on the risk level of drivers that hold different occupations. The survey consistently shows that educators such as teachers and professors are low risk [...]]]></description>
			<content:encoded><![CDATA[<p>Teachers often find discounts for their <a target="_blank" href="http://www.insure4usa.com">auto insurance premiums</a>. Many insurance companies reward teachers with low premium rate because they have good driving habits. Every year, insurance providers will do research on the risk level of drivers that hold different occupations. The survey consistently shows that educators such as teachers and professors are low risk drivers. Typically, low risk driver seldom win alive to in vehicle collision. They don&#39;t have unpleasant driving habits such as driving under influences of drug and alcohol. Survey shows that teachers drive their cars according to the allowed speed limit of the highway. There is rarely a case where teachers speed their cars on the motorway. The good driving habit of teachers may be attributed to their good leadership skills.
</p>
<p>The amounts of discount teachers can get vary from different insurance carriers. Most insurance companies offer 10% &#8211; 15% discount on <a target="_blank" href="http://www.insure4usa.com/car-insurance-for-teachers.html">premium rates for teachers</a>. You have to prove that you are a teacher before you can take advantage of the premium discount. You can search for insurance plan that is designed specifically for teachers.
</p>
<p>Though teachers can acquire advantage of premium discount, the insurance company will determine the actual premium rate based on several factors. Some factors that are used by insurance company to determine the premium rate including age, driving record, credit rating, and etc. If you are a young teacher and aged under 25 years old, you have to pay a higher premium rate. Teachers with dreadful driving represent will not be qualified for premium discount. Many insurers check credit ratings of applicants before approving the insurance coverage. Your credit rating must be good in order to get discount. Teachers with excellent credit ratings can catch the highest discounts.
</p>
<p>Not all insurance companies offer discount for teachers. You have to do research on the internet to find out which insurance companies are offering discounts. The insurance search engine is a great online tool you can use to obtain quote comparison between different insurance companies. You can fill in your personal information in the quote request online form to get an estimate auto insurance quote. If you want an accurate quote, you can call the customer service of the insurance provider. Before applying auto insurance, you should always get advice from your insurance agent. The insurance agent will conduct a thorough research and help you to choose an insurance plan that best suits your needs.</p>
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		<title>Does Trade Protection Help Or Hurt International Business</title>
		<link>http://carinsuranceestimatesfaq.org/15/does-trade-protection-help-or-hurt-international-business/</link>
		<comments>http://carinsuranceestimatesfaq.org/15/does-trade-protection-help-or-hurt-international-business/#comments</comments>
		<pubDate>Tue, 22 Feb 2011 14:23:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[State Farm Auto Insurance]]></category>
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		<description><![CDATA[Because of the dynamic nature of international business, due in large part to advances in technology, logistics, and communications, the world trade markets consist of countries that virtually have no borders. Trade agreements between various nations have created an interesting mosaic of trade activity, which is supposed to succor both parties in the trade agreement. [...]]]></description>
			<content:encoded><![CDATA[<p>Because of the dynamic nature of international business, due in large part to advances in technology, logistics, and communications, the world trade markets consist of countries that virtually have no borders. Trade agreements between various nations have created an interesting mosaic of trade activity, which is supposed to succor both parties in the trade agreement. However, this has not happened in all cases since international trade began booming in the early 1960&#8242;s (Taussig). Because of a variety of reasons, trade agreements have hurt many nations large and small. One of the nations that has been particularly hurt is Canada.
</p>
<p>The thesis that the researcher would like to put forth in this paper is the assertion that protectionist measures are appropriate for a given nation to protect their own interests in the realm of international trade, but not across the board; for example, evidence of the benefits of the North American Free Trade Agreement (NAFTA) for Canada will be shown. With this thesis in mind, relevant literature will be discussed and cited and discussion will be presented to support the argument that the researcher has made. Upon the conclusion of this paper, the reader will have a rational, logical understanding of the validity of this argument.
</p>
<p>Despite being the largest trade partner to its mega-neighbor to the south, the United States (McLaughlin), Canada has gotten the short raze of many of the larger trade agreements that have emerged in recent years. In dissimilarity, however, the North American Free Trade Agreement, NAFTA, has lived up to its promises to Canada that were made when the agreement was first authored in the 1990s (Howell). In an effort to gain some rights and benefits in the international trade agreements that have come to fruition over the past several decades, Canada, among other nations, has taken protectionist steps to preserve their own best interests, lest they be pressured by unfair trade reform.
</p>
<p>Antithesis <br />For the sake of balanced and objective research, the researcher will also put forth an antithesis and offer relevant documentation to prove the essential flaws in that antithesis. Simply put, the antithesis that will be represented in this paper is that protectionist trade policy only serves to isolate the nations that enact them, and in the long run, actually hurt those countries more than help them.
</p>
<p>Briefly stated here, as an entr&#233;e to the bulk of the research, suffice it to say that there is an undercurrent in Canada that strictly opposes the protectionist trade policies that have been advocated because they limit the opportunities for many companies to offer their goods and services to a wide range of potential customers (Molot). In a sense, there is a feeling in the business arena of Canada that there is such a thing as too much protection, which ultimately serves to not only protect to a positive level, but also to suppress economic activity to the point where the protection causes more damage than good.
</p>
<p>As a closing thought to the antithesis, and transitioning into the subsequent portions of this paper, it must be understood that every effort will be made within this research to objectively present the facts of the matters discussed, clearly separate fact from opinion or theory, and of course give proper citation when the works of others are cited within the pages of the paper. By utilizing the information and works of others, an informative blend of quality research will unfold. With these parameters in mind, the research will now continue within the scope of the thesis and antithesis that have been previously identified and presented.
</p>
<p>Canadian Trade in Modern Times <br />Before any personal views can be integrated into this paper, and before any valid conclusions can be presented, it is significant to understand the modern history of Canadian trade policy. In the modern era of international trade (previously identified as the period of the 1960&#8242;s and forward), Canada has made an effort to become a global force in terms of trade and commerce, spellbinding in major trade agreements and the like. One of the most significant of these is the Canada-United States Free Trade Agreement (CUFTA), signed in 1989 in order to foster an effective and mutually profitable arrangement between these North American neighbors (Martin, et al). Without a doubt, CUFTA has been very successful for Canada, resulting in hundreds of billions of dollars in business for a wide variety of goods and services, the most notable of which is the automotive industry, whereby Canadian components are used in American cars, and vice versa. However, the huge gains of CUFTA have unfortunately made up the bulk of Canada&#8217;s trade revenue. In other words, the trade that has been engaged with nations other than the United States has not been exactly fruitful. Entering into trade agreements in good faith, Canada has not received benefits commensurate with the effort and concessions the nation has place forward in the pursuit of free and equitable trade.
</p>
<p>Canada&#8217;s Benefit and Lack Thereof from NAFTA <br />Another example of Canada&#8217;s terrible experience with organized, so called &#8220;free&#8221; trade agreements is the stumbling blocks that Canada hit with the North American Free Trade Agreement, or NAFTA. Originally born in the 1990&#8242;s, the agreement was designed to benefit the United States, Canada, and Mexico by facilitating free and frequent trade among these nations without the restrictions of tariffs, border disputes, and protectionist measures (Foreign Policy). This agreement is said to design 1 billion to 3 billion dollar gains in each country. NAFTA ensures that a certain amount of goods produced and traded between the three countries has to have a minimum percentage of its parts produced in North America.
</p>
<p>The Free Trade agreement is between the United States and Canada. The Free trade agreement came into effect in 1989 even though three fourths of trade between Canada and the United States was already free (Mcdougall). This agreement to Canada is huge because it set up a free trade zone between the U.S and Canada, which is the largest free trade zone in the world. The Free Trade agreement is huge to Canada because 20 per cent of Canada&#8217;s GDP comes from exports to the United States. This agreement eliminated all trade restrictions such as tariffs, quotas, and non tariff barriers. The Canadian economy gains access to the U.S economy that is ten times its size (Greenberg).
</p>
<p>Canadian Goals in NAFTA <br />Canada&#8217;s goals in the negotiation of NAFTA were very simple. They wanted to improve their access for their goods and services to Mexico and the United States. Canada wanted to guarantee their position as a prime location for investors seeking to serve all of North America. The NAFTA deal has realized these objectives residence by Canada and will supply Canada with a novel and sharper edge to their international competitiveness. The agreement has set a path for <br />Canada widening their trade horizons, while also giving them a bigger stage on which to demonstrate their economic expertise and leadership.
</p>
<p>Canadian-Mexican Benefit <br />An advantage for Canada is that the reduction of Mexican barriers will provide <br />new markets and opportunities for Canadian goods and services. Canadian firms <br />will be able to participate in, and expand sales in, sectors that were previously highly restricted, such as autos, financial services, trucking, energy and fisheries. Mexican tariffs and import licensing requirements will be eliminated, some immediately and others over 5 to 10 years, providing barrier free access to 85 million consumers (Storer).
</p>
<p>The North American Free Trade Agreement covers virtually every field of business in Canada. NAFTA provides many provisions as well as both real and potential advantages to Canadians in all most all places in the work place. Agriculture products play a significant role in Canada&#8217;s exports to other countries. Canada&#8217;s excellent and fertile farming land has produced many great results. A very superior livestock and advantageous crops have contributed to a productive and prosperous trade of their agricultural products and services around the world. Canada&#8217;s total exports surpasses $13 billion a year (Gruen). Under NAFTA Canada and Mexico have worked out a separate agreement between themselves.
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<p>Overall Canadian exports will enjoy immediate access to the Mexican market under the deal. Mexican import licenses on wheat, barley and table potatoes will be eliminated over a period of time. Also tariffs on lentils, honey, dried peas, millet, raspberries, rye and buckwheat will be dropped. All these items are important crops to Canadian farmers and with these costs carve they will enjoy a greater profit and more trade. NAFTA also opens up great opportunities for livestock farmers. Because Mexico lacks an adequate fresh water supply their livestock operations aren&#8217;t very big. Therefore Mexico must rely on imports <br />from Canada. NAFTA helps Canadian farmers and farm related businesses to a much greater ease to an ever growing market that will benefit them in the future.
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<p>There are well over 140,000 Canadians employed in the auto manufacturing Industry. As well, approximately 32 per cent of Canada&#8217;s manufacturing exports is directly related to the auto industry (Taylor). The Mexican market however, is highly restricted, while 95 per cent of Mexican automotive imports enter Canada completely duty free. NAFTA addresses this imbalance, and more importantly corrects it. By the year 2013, Canada will have launch access to the fastest growing automotive market in North America.
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<p>Canadian Service Industries and NAFTA <br />Canada&#8217;s service industry is the fastest growing sector of its economy. More than nine million Canadians, which is about two thirds of their work force, are employed by the service sector. Cross border trade in services was dealt with for the first time in the Canada-U.S. Free Trade Agreement. The NAFTA deal has included provisions for this type of trade and spells out procedures aimed at encouraging the recognition of licenses and certificates through the development of mutually acceptable professional standards and criteria such as education, <br />experience and professional development. Under NAFTA a temporary entry across the border will be available for about 60 professions. Oceanographers, geographers and statisticians are three groups who can support from the NAFTA agreement.
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<p>Canadian Financial Markets and NAFTA <br />More than 500,000 Canadians are employed in the &#8220;four pillars&#8221; of the financial industry. These pillars consist of banking, insurance, securities firms and trust companies. Mexico&#8217;s financial markets have opened up for Canada due to the NAFTA deal. Canadian banking, insurance, and security firms will be able to operate wholly owned subsidies that will allow Canadian businesses to service their clients throughout the NAFTA region. Canada&#8217;s financial sector, which is already strong and hearty, will realize new opportunities under NAFTA that will allow it to further expand and flourish. Canada&#8217;s financial institutions have a lot to offer Mexico. Canada&#8217;s strength, such as its technological know- how and it&#8217;s experience in operating titanic, integrated banking networks, are areas in which Mexico needs immediate and consistent strategic advice. Foreign investment has played an important role in Canada&#8217;s development as a nation. Investment is an essential tool for Canada&#8217;s growth and prosperity. It will continue to aid Canada&#8217;s goal of maintaining and enhancing their competitiveness in the world marketplace. Under the free trade agreement with the U.S., Canada agreed to raise the thresholds for the review of foreign takeovers by U.S. investors. With NAFTA Mexico will enjoy the same access as the U.S. investors. Canada has reserved its right to review large foreign takeovers. In addition, the NAFTA allows Canada to continue safeguarding key factors like culture, social services, basic telecommunications and some modes of transportation by permitting Canada to maintain restrictions on foreign participation.
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<p>Canadian Telecommunications and NAFTA <br />Telecommunications is definitely going to play a crucial role in integrating the North American economy under NAFTA. A smooth transfer of data and the <br />instantaneous electronic exchange of information via telecommunications networks are an essential tool of international trade. This will aid Canada; for they are a recognized world leader in the telecommunications field. This will directly provide a market for Canadian developers in services such as electronic messaging, advanced data networks, and electronic mail. Mexico is in the process of modernizing its services so that they are compatible with Canadian and U.S. networks. By the year 2010, Mexico&#8217;s interrogate for imported telecommunications products is expected to grow by 42 per cent (Taylor). Anyone can plainly see the potential opportunities here for Canada. <br />Transportation in Canada and NAFTA
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<p>The North American Free Trade Agreement has &#8220;streamlined&#8221; transportation between the three countries alive to. Within six years, trucks and buses can crisscross the North American continent with virtually no border restrictions. Under NAFTA, for instance, a Canadian driver can take a load from Calgary, to Mexico city, with a stop in Texas for more goods. And on the way home, the same driver can deliver Mexican goods to both Canadian and U.S. destinations.
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<p>NAFTA Caveats <br />It should be noted, in all fairness however, that the implementation of the North American Free Trade Agreement may have many negative connotations towards social and environmental issues entertaining the trading nations. One effect from the enactment of NAFTA is the loss of manufacturing jobs which would occur from the shift of multinational corporations to Mexico. This will cause many corporations to move their plants over the border. By doing this, it will let them produce goods at lower costs. This is because Mexico has cheaper, unskilled labor due to non-existent minimum wage rates. In almost every case money usually leads the way. The problems that the US and Mexico have encountered since embarking on NAFTA are a lesson that Canada is better off for not having been involved in this agreement at all. What can be said is that trade agreements are a double edged sword that must be carefully evaluated before being used.
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<p>Having shown examples of trade agreements gone bad, and more specifically Canada&#8217;s poor experiences with trade agreements, the thesis that supports the use of protectionist policy will now be explored in greater detail, first considering what protectionism represents and its suitability as a protection against the sometimes crushing weight of the trade agreements that often pit large and small nations against one another in an effort to make them equal, when evidence suggests that the smaller nations frequently end up being taken advantage of or worse off than they were when they entered into the trade agreements in the first site.
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<p>Protectionism Defined <br />Protectionism, in the context of this paper, of course refers to the protection of a nation&#8217;s financial interests from the intrusion of foreign competition, which usually invades the borders of a given country under the guise of trade agreements, which ostensibly attempt to provide a level playing field for those who are engaged in the trade. By installing a protectionist policy into the laws of a given nation, that nation can be protected from the disadvantage of other countries claiming a piece of the economy.
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<p>Different Types of Protectionist Measures <br />Protectionism, within the realm of protecting the economic interests of a given nation, do not have as distinguished to do with physically sealing the borders of a given country, but rather trying to stem the tide of foreign goods that are entering the country and taking away revenue and jobs from the home nation itself. Some measures that have been undertaken as protectionist measures in the past include tariffs, which charge other nations a tax for importing their goods into a given country, limits on imports, which of course restrict the entry of foreign goods into a given country, and embargoes, which totally ban foreign goods. Embargoes are typically employed between nations when the given nations are at war or some type of a heated dispute.
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<p>Specific Protectionism in Canada <br />Despite the complaints of such giant global trade forces as the World Trade Organization, Canada has made attempts to protect its own interests by implementing specific protectionist measures that are aimed at preventing enormous losses to foreign competitors. Over the years, Canadian tariffs and restrictions have protected their interest to a obvious extent. Canada is certainly justified in utilizing protectionist measures, and at least in the case of Canada, it can be said that the nation wears protectionism on its sleeve. For decades, the WTO has been accused of using back room protectionist moves to support its largest members such as China (Cuddy), thereby showing that there is a basis for the argument in favor of protectionism even among the largest players in the global trade game.
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<p>What Happens Without Protectionism?  <br />A compelling argument for the exercise of protectionism lies in the story of what has happened in the United States, Canada&#8217;s largest trade partner and powerful neighbor, from the overuse of free trade agreements and policies.
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<p>Consider these two genuine life examples of problems that the United States has encountered for the sake of free trade: <br />1. Over the next three years, a major Original York securities firm plans to replace its team of 800 American software engineers, who each earns about $150,000 per year, with an equally competent team in India earning an average of only $20,000. <br />2. Within five years the number of radiologists in this country is expected to decline significantly because M.R.I. data can be sent over the Internet to Asian radiologists capable of diagnosing the problem at a small fraction of the cost (Scuhmer). <br />What conclusions can we gather from these examples?  First of all, the fact that a mega nation like the United States has seen such an invasion is remarkable and dusky at the same time. There are several reasons for the problem of foreign invasion from an economic standpoint; first of all, the proliferation of education throughout the world, as well as the fact that nations such as the United States have opened their borders to people from other countries for educational purposes. Once those individuals have received an education, they are willing to earn their professional reputation by working for wages that are much lower than their competing counterparts; moreover, in those nations, many times the standard of living and prevailing wages are much lower; therefore, the workers can perform a given job at a lower rate than someone in a more developed nation. Going back to the examples that were cited previously, what occurred was a sort of exporting situation, albeit a situation where labor and services, and ultimately jobs, were exported to another country. When this occurs, the nation that loses the jobs of course loses fair a little bit more economic freedom in the form of lower living standards due to unemployed or displaced workers, the loss of tax revenue for the government and of course the loss of the buying power within the country that the wages would have produced domestically. The bottom line is that whether a physical good is coming from a given country at the expense of another country, or in this case, as jobs bleed from the country, a great deal of damage is done. At the risk of an excessive quote, this statement from Schumer says it all: &#8220;if the case for free trade is undermined by changes in the global economy, our policies should judge the new realities. While some economists and elected officials suggest that all we need is a robust retraining effort for laid-off workers, we do not believe retraining alone is an answer, because almost the entire range of &#8220;knowledge jobs&#8221; can be done overseas. We do not hold that offering tax breaks can compensate for the enormous wage differentials driving jobs offshore&#8221;. The exiting of jobs from nations must not be allowed to occur, which is a caution that must be stressed within the scope of trade agreements. <br />Where Does Canada Stand on Immigration?  <br />Where Canada stands on the policy of immigration also plays a key role in the protection of domestic financial interests. Throughout its history Canada has maintained numerous immigration policies, many not surviving the life span of the government under which they were created. In 1976 Canada adopted a points-based system, where potential immigrants were assigned various points based on such things as age, education, and net worth. This system was designed to prevent immigrants from being barred entry into the country based on race, religion, or creed. Essentially, those immigrants with sufficiently large personal savings, or with jobs skills listed under the government&#8217;s General Occupations List, would be awarded more points, thus increasing there chance of being granted admittance into the country. Of all the immigrants coming to Canada, most fall under the skilled worker category. These are immigrants who posses work skills which are deemed wanted by the Canadian government&#8217;s National Occupational Classification. Such skills often include technical skills, in the fields of science and medicine, but also quite frequently labor skills, to fill labor gaps that the unique Canadian population either cannot or is unwilling to fill. It has always been the current Liberal government&#8217;s policy to limit immigration to Canada to 1% of the new population (Pettigrew), but does this hold in practice?  The Canadian government needs to adopt a system of quotas which it is both willing to benefit and enforce, since the Liberal&#8217;s do not appear to be enforcing their one-percent philosophy. The Reform Party of Canada has suggested in their Blue Sheet that immigration levels should be established at a maximum of 150,000 (for all immigrant groups. A figure slightly less then the Liberal 1%) per year in any year where the unemployment rate exceeds 10%, with increases in immigration as the unemployment rate falls below 10%. Such a system would be more reasonable than the Liberal&#8217;s one percent, since it would ensure that in times of high unemployment that the potential exists for Canadians to get any new jobs, as opposed to them possibly being filled by cheaper immigrant labor. It also takes into narrative the fact that Canada may not need so many skilled worker immigrants, since it already has a sufficiently large skilled workforce already in place. To allow so many immigrants in without a scheme similar to that of the Reform Party&#8217;s may in fact be causing the increase in unemployment. Yet, like the Liberal philosophy, this policy would require a system to prevent the quota from being exceeded. A simple policy would simply stop accepting immigration applications once the quota has been reached. Any immigrants turned down after this point could always reapply in the following year.
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<p>Entrepreneurs from Other Countries in Canada <br />The &#8220;Entrepreneur&#8221; is required to make a broad investment in a business in Canada that will make a considerable contribution to the economy. The business must create or continue at least one job in Canada for a Canadian citizen or permanent resident other than the entrepreneur and dependants. The applicant must also intend and have the ability to provide active and ongoing participation in the management of the business (Drover, et al). One of the other larger groups admitted into Canada are sponsored immigrants. Sponsored immigrants are essentially those who have family already in Canada and can get those family member&#8217;s to sponsor their immigration application. The Liberal government encourages family relations and development, as it sees family and family life as a notable facet of an immigrant integrating into Canadian society. With this goal in mind, the current government encourages immigrants to sponsor their family members, provided those members meet the same health and security restrictions applied to all other immigrants. Statistically, the number of sponsored immigrants arriving in Canada has gradually declined in proportion to the number of immigrants arriving in Canada, to the point where the number actually arriving rarely reaches the maximum number of sponsored immigrants planned for by the government. Yet despite this proportionate decline, the number of sponsored immigrants arriving is still significantly high.
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<p>Refugees in Canada&#8217;s Economy <br />The other group of immigrants frequently admitted into Canada, and the ones that receive most of the media attention, are refugees. Since World War II, Canada has resettled or granted asylum to over 800,000 refugees and other people in need of humanitarian solutions.
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<p>It was originally stated that immigration has always played an primary role in Canada&#8217;s history, and it should continue to do so. But immigration must be limited to those who possess the human capital necessary to adjust quickly and independently to the needs of Canadian society and the job market. Canada should strengthen their restrictions on immigration by providing a stricter and more effective way of filtering out security or medical threats, by enacting the original proposals to ensure that potential immigrants are fluent in either of the official languages, and that they have a needed occupation according to the National Occupational Classification. Canada should also provide better training for visa officers abroad in order that they may better assess an applicant&#8217;s eligibility for immigration. Other restrictions Canada should impose include a much tighter and enforced quota system for skilled worker immigrants, based on Canada&#8217;s current employment needs, they should support business immigrate immigration, and they should limit who an immigrant can sponsor for similar immigration. As for refugees, Canada must adopt a policy more consistent and similar to that of the United Nation&#8217;s, a policy that can much better determine which refugee applications are legitimate, and which are not. It should also guarantee that all refugees have the potential to fast integrate themselves into the workforce so that they may become economically independent. All of these proposals are for the economic and social benefit of Canada and Canadians. Although immigration is a vital role in our development, we must also ensure that Canada puts Canadians first, and ensures that immigration will not adversely affect the existing economic system, by either causing increased unemployment, and/or increased use of social programs. The immigrants Canada accepts should be those with the best potential to adapt to our society and become independent, and those with the best potential to give something support in return.
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<p>Antithesis <br />In wait on of the thesis, the researcher now offers the antithesis that protectionist trade policy may isolate nations to the point of starvation, rather than protecting them overall from adverse competition and foreign undercutting.
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<p>From the standpoint of a mega nation like the United States, Free trade is big by creating new jobs and making the U.S. the global leader in economy. Whereas, Switzerland refused to join the European Economic Area (EEA) for personal reasons. It should also be notorious that &#8220;free trade&#8221; can cause a loss of sovereignty, protection of a nation&#8217;s resources, etc. The notion that international trade can facilitate economic growth by expanding the size of the market is as traditional as the economics profession itself, tracing back to Adam Smith&#8217;s 1776 discourse on the gains from specialization of trade (Summers). Nevertheless, along with the understanding of international trade, another concept of commerce runs called protectionism. A century and a half ago French economist and statesman Frederic Bastiat presented the practical case for free trade: &#8220;It is always beneficial,&#8221;&#8217; he said, &#8220;for a nation to specialize in what it can produce best and then trade with others to acquire goods at costs lower than it would take to produce them at home&#8221; (Barton). A case for protectionism must also be remembered when 1977 AFL-CIO President, George Meany said, &#8220;Free trade is a record. Foreign countries subsidize their manufacturers, which enables them to undercut United States companies and take the jobs of American workers &#8230; This is not competition &#8211; it is a stacked deck, stacked against the American worker &#8230; If we pursue the policies that have gone on for the last few years, we&#8217;re going to be a completely service nation&#8221; (Gray, et al). Many advocators of protectionism are always willing to claim that free trade is a myth. Those who see these and other fallacies of free trade often turn to the economic theory of protectionism for answers. In short, protectionism can be defined as a system of policies and devices created by governments in order to develop or retain domestic industries by protecting them from foreign competition, usually through duties imposed on importations. The theory of protectionism, similarly to that of free trade, has many strengths and weaknesses that must be examined and weighed carefully in order to determine the best economic trade policy.
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<p>Should Canada Keep its Money at Home?  <br />If the Canada wishes to preserve its status, it must keep its money at home in domestic industries instead of supporting foreign firms. Trading with countries that violate human rights will only strengthen and support their industries. They must instead encourage domestic firms to keep the money and power in their own country. However, this concept can distress the national economy also. If a country does not spend money on imports, they will not be able to export goods to countries that would otherwise patronize the merchandise. Also, through buying imports, a country or industry will give up an intangible asset (money) in order to gain tangible assets (imported goods) that they can use and profit from (Crookell).
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<p>Another argument for protectionism is that this economic system will not only protect key industries but more-so safeguard developing infant industries. Protectionism is especially strategically effective today for many developing countries. The key to national power is manufacturing. When industries are in developmental stages of production, their prices may be higher due to additional costs for initial investment. Protectionism will give these firms an equal field instead of trying to compete with already developed companies. Soon the infant industries will be able to raise their productivity rate so they can lower their prices but they must have protection until they can pick up off the ground. On the other hand, this case cannot always be ragged to help protectionism. Adam Smith argued that, although this case is the only valid argument for tariffs, a more efficient way to take care of this problem is through government subsidies. This way the infant industries will be put on a level trading field with large foreign companies and will still allow free trade to flourish in the global economy.
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<p>One final argument to support protectionism is it can save Canadian jobs. Whenever a cutback in production for an industry is made, some workers must lose their job and unemployment increases. According to the general supply and demand theory of economics, cutbacks in production occur when the product made is not in as great of demand. If consumers buy foreign goods because their prices are lower to due government subsidies, Canadian companies will suffer which eventually leads to the rise of unemployment in Canada. Economist Mehrene Larudee reminds us that, &#8220;In a primitive system, perhaps people would spread the work and enjoy more free time. But not in the contemporary world of the 9-to-5 job&#8221; (Sam). In addition, placing tariffs on foreign goods cause foreigners to put their possess tariffs on Canadian goods so net exports are not profitable.
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<p>Free Trade?  <br />In the past decade, free trade has become more and more an integral concept with globalization and world trade. Free trade can be defined as international trade free from governmental restrictions or protective duties and subject only to such tariffs as are needed for revenue. The world free trade allows producers to put their product on the market in verbalize competition with other producers and allows consumers to choose any product they so settle.
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<p>Supporters of free trade argue that protectionism is especially inappropriate in the late 1990&#8242;s. Free trade benefits include increased domestic competition and thus lower domestic product prices. In a free market, consumers can buy the best product at the lowest price, which puts the burden of true competition on each industry. Buchanan treats the free trade process mainly as a zero-sum game: one country&#8217;s gain is another country&#8217;s loss. If this were true, there would not be much global trade and investment.
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<p>When losers recognized their losses, they would withdraw from the market. What is factual, of course, is that individual companies or individual workers can lose in trade. But what is bad for a company or an industry is not necessarily bad for a country. Many countries now originate and trade the same things. Japan makes and trades cars, computer chips, and telephone switching centers; and so do the United States and Germany. The result is bigger markets that enable efficient producers to achieve greater economies of scale by spreading costs across more buyers. This allows prices to consumers to drop. Boeing, Microsoft, and Caterpillar all have lower unit costs because they are selling to a world market. Domestic competition also intensifies because imports compel domestic rivals to improve. Chevrolets and Chryslers are now better and more efficiently made because Americans can buy Toyotas and Hondas. In many industries American firms and workers have had to adapt to the best foreign practices and technologies.
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<p>Economic Patriotism <br />Although patriotism can be an important aspect to the success of any nation, the world is becoming more globally aware so a fresh economic system must comply with this sense of globalization. In a modern-day world society, government-run economics are out of date and old-fashioned. The consumer should be free to patronize and buy any product they resolve, whether it is for reasons of heed, quality, or national pride. In a free market, consumers are serene able to turn away from one industry to another in order to support their occupy domestic firms but there should not be restrictive laws eradicating other consumers&#8217; rights to buy a product at the lowest imprint. In the slay, free trade gives consumers the greatest consumption possibilities with lower product prices, a greater product variety, and increased industrial competition. Free trade puts the burden of economic competition where it belongs, on the industries, not on the patrons of the world.
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<p>In the post-9/11 world, even beyond the borders of America, there has been a huge push toward Economic Patriotism, which is to say that the people of nations are trying to purchase goods that are made within their own borders in an effort to provide wealth and revenue within their own country, which they surmise will strengthen their country and make it less vulnerable to the threat of global terrorism (Cody). While this is true to a distinct point, there are other, admittedly more creative scenarios that must be considered within the case of Economic Patriotism: <br />&#8226; If other nations are impoverished due to trade imbalance, they may become unstable, adding to discontent in those countries, and fostering terrorism <br />&#8226; Trade disputes could lead to terrorist acts in retaliation
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<p>Taken with a grain of salt, admittedly, these scenarios must be considered in the tremendous picture of international trade and restrictions.
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<p>Export Opportunities in Canada <br />In fairness, the possibility of viable export opportunities for Canada needs to be considered. It is feasible that Canada can be on the winning end of export agreements because of some of the unique natural resources the country possesses. importance of mining is definitely significant to Canada. As an ideal example, mining is an necessary industry, and Canadians are very advanced in their mining technology, but during the mining process, there is a certain level of pollution produced. The Canadian government and the mining companies have very good plans and controls toward this plight, while ensuring the smooth running of the industries, and also helping to create strong economy and <br />employment. The world of today could not exist without mineral products. Canada produces about 60 minerals and ranks first among producing countries (Canada Magazine). In a typical year, the mining industry is responsible for a big fragment of Canada&#8217;s total export. Mining is very important in Canadian life. Not only do the products power the family car and heat the family home, the manufacturing sector, the high tech industries and even the better known resource industries are all dependent, in some way, on the mining industry. The mining industry will continue to be an important aid to the economy. Mining is taking full advantage of the quick expansion of computers and microelectronics. These technologies are found in nearly every aspect of mineral development activity &#8211; from exploration methods, through production, mineral processing and even marketing. Computers and related equipment now have a lot of different applications in geophysical logging, geochemistry, geological mapping, etc.
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<p>The above example is not to say that the entire nation of Canada should become a mine, but rather to make an example that there are viable opportunities out there for Canada to expand exporting activities. Moreover, with smart planning and strategic relationships that are well planned, the country can discover new and better opportunities. Earlier portions of this paper detailed the advantages that Canada has in telecommunications, finance, and more. Using those as examples as well, of course, there is a gigantic amount of evidence to suggest that Canada can step out of its own borders for opportunities in the world market.
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<p>Entering Future Trade Agreements <br />Within this paper, we have shown the advantages and disadvantages of trade agreements in general, as well as the good and the dreadful that Canada has gotten from involvement in various trade agreements. This leads us to the question of whether or not Canada should enter into trade agreements in the future. The question is not as easily answered as one might think. If nothing else, we have shown in this paper that given the complex nature of today&#8217;s world situation and economy, nothing is absolutely reliable or awful. Therefore, it is impossible to say that Canada should always or never engage in trade agreements in the future. More appropriately, what we can say is that there are a few cautions that must be considered in general before entering into any new agreements in the future:
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<p>1. Look at the big picture- while not all of the elements of the agreement may be ideal for Canada, there may be trade offs within the agreements that will allow Canada to give something in order to secure something else.
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<p>2. Beware- Agreements are easy to enter and hard to leave&#8230;.the fine print must always be read in the agreements themselves.
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<p>3. Mediate the strategic elements of the agreements-for example, homeland security is a key concern in today&#8217;s world, so as an example, if Canada enters into an agreement with the United States, they will have an interest in protecting Canada from a dollars and cents standpoint.
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<p>The point that is being made here is that trade agreements must be approached carefully and evaluated before being jumped into.
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<p>Thesis or Antithesis?  <br />This research has certainly covered a mountainous deal of material regarding Canada in terms of its domestic space, international trade, immigration, industry, the war on dread, and much more. As the research began, there were a thesis and antithesis that were put forth with the intention of clearly proving the thesis and disproving the antithesis. Ironically enough, in the tradition of objective research, the researcher has uncovered elements of both the thesis and antithesis that are proven and disprove, excellent and invalid, given the complex details that this research ended up identifying. Therefore, what follows as a conclusion to this paper are a re-stating of the thesis and antithesis, as well as points under each statement which prove or disprove it, depending upon the case. In addition to merely proving or disproving them, recommendations will be made that will be useful either for future researchers or for the sake of simple argument. With this in mind, the research now comes full circle as follows: <br />Re-presentation of the Thesis <br />&#8220;Protectionist measures are appropriate for a given nation to protect their own interests in the realm of international trade, but not across the board&#8221; <br />At the risk of sounding like a confusing mess, the thesis stands up in general; in other words, protectionist measures are appropriate some of the time, given a particular place. Referring back to earlier portions of the paper, Canada has taken action to curb the flow of immigrants and imported goods into the country that would distress the economic interests of the country as a whole; conversely, the U.S. has been distress very badly in the occasions when free and open borders for people and product have been promoted. Therefore, nothing can be evaluated in an always or never category; rather, discretion must be taken to protect the interests of the nation of Canada without isolating it.
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<p>Some possible steps for protectionism are as follows: <br />&#8226; Restriction on imports and immigration <br />&#8226; Tariffs to curb the swagger of imports that are coming in <br />&#8226; Right to refuse unfair trade agreements
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<p>Re-Presentation of Antithesis <br />&#8220;Protectionist trade policy only serves to isolate the nations that enact them, and in the long run, actually hurt those countries more than befriend them&#8221;. <br />This antithesis has been disproved for several reasons; going back to the conclusion that there are no absolutes in world trade, there are occasions, relating attend to the thesis, where protectionist movements are valuable and obliging. Therefore, these are some recommendations: <br />&#8226; Protectionism should be kept as a viable option if needed to protect interests <br />&#8226; Protectionism should not be confused with isolationism <br />&#8226; There are no absolutes in Protectionism
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<p>Final Thoughts <br />As a final opinion, the reader should realize that global trade is very dynamic, given the world situation in the current day, and nothing is guaranteed. Now more than ever, nations need to work together to achieve their individual and group goals for the friendly of the nations, their people, and our planet.
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<p>Bibliography and Works Cited
</p>
<p>&#8220;Agreement on Safeguards&#8221;. General Agreement on Tariffs and Trade (GATT) (1994) http://www.wto.org/english/docs_e/legal_e/25-safeg.pdf
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<p>Atkinson, Glen. &#8220;The Political Economy of Liberalization and Regulation: Trade Policy for the New Era.&#8221; Journal of Economic Issues 32.2 (1998): 419+.
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<p>Barton, Richard L. Ties That Blind in Canadian/American Relations: Politics of News Discourse. Hillsdale, NJ: Lawrence Erlbaum Associates, 1990.
</p>
<p>Bering, Helle. &#8220;Losing Faith in Trade.&#8221; The Washington Times 16 July 1998: 23.
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<p>&#8220;Broken Promise of NAFTA.&#8221; The Novel York Times 6 January 2004.
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<p>&#8220;Canadian businesses tapping into South America&#8217;s economic powerhouses are finding rich rewards&#8221;. Canada World Understanding 8. (2005) http://www.dfait-maeci.gc.ca/canada-magazine/issue28/10-title-en.asp
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<p>Cody, Howard. &#8220;U.S.-Canada Trade, Defense and Border Issues since September 11: The View from Canada.&#8221; Canadian-American Public Policy (2003): 3+.
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<p>&#8220;Consumers Speak out on Trade.&#8221; The Washington Times 14 Sept. 2003: B03.
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<p>Crookell, Harold. Canadian-American Trade and Investment under the Free Trade Agreement. Original York: Quorum Books, 1990.
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<p>Cuddy, Kevin J. &#8220;Crouching Tariffs, Hidden Protectionism.&#8221; Foreign Policy Jan.-Feb. 2003: 74+.
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<p>Deutsch, Klaus G&#252;nter, and Bernhard Speyer, eds. The World Trade Organization Millennium Round: Freer Trade in the Twenty-First Century. London: Routledge, 2001
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<p>Doran, Charles F., and Gregory P. Marchildon, eds. The NAFTA Puzzle: Political Parties and Trade in North America. Boulder, CO: Westview Press, 1994.
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<p>Bibliography and Works Cited
</p>
<p>Drover, Glenn, and K.K. Leung. &#8220;Nationalism and Trade Liberalization in Quebec and Taiwan.&#8221; Pacific Affairs 74.2 (2001): 205.
</p>
<p>&#8220;Drug Death a Fear in Canada; Cheaper Prices Lure Americans.&#8221; The Washington Times 20 Oct. 2004: A01.
</p>
<p>Gray, Richard, and Mel Annand. &#8220;Grain Trade in Contemporary Canada-U.S. Relations.&#8221; American Review of Canadian Studies 28.3 (1998): 253-71.
</p>
<p>Greenberg, Michael H. &#8220;Chapter 19 of the U.S.-Canada Free Trade Agreement and the North American Free Trade Agreement: Implications for the Court of International Trade.&#8221; Law and Policy in International Business 25.1 (1993): 37-49.
</p>
<p>Gruen, Nicholas. &#8220;Towards a More General Approach to Trade Liberalization.&#8221; Economic Record 75.231 (1999): 385.
</p>
<p>&#8220;Happily Ever NAFTA.&#8221; Foreign Policy Sept.-Oct. 2002: 58+.
</p>
<p>How Nations Grow Rich: The Case for Free Trade. Fresh York: Oxford University Press, 1997.
</p>
<p>Howell, Llewellyn D. &#8220;Free Trade Agreement Mustn&#8217;t Ignore Canada.&#8221; USA Today (Society for the Advancement of Education) May 1993: 51.
</p>
<p>Johnson, Demcey. &#8220;U.S. Perspectives on Grain Trade with Canada: A Critical Appraisal.&#8221; American Review of Canadian Studies 28.3 (1998): 273-86.
</p>
<p>L.Anderson, James. The International Seafood Trade. Boca Raton, FL: CRC Press/Woodhead Pub., 2003.
</p>
<p>Martin, Larry, Vincent Amanor-Boadu, and Fiona Stirling. &#8220;Countervailing and Antidumping Actions: An Evaluation of Canada&#8217;s Experience with the United States.&#8221; American Review of Canadian Studies 28.3 (1998): 315-34.
</p>
<p>Mcdougall, Allan K. &#8220;Agenda-Setting Dynamics in Canada.&#8221; American Review of Canadian Studies 34.3 (2004): 580+.
</p>
<p>Mclaughlin, John. &#8220;Trade Winds from Canada.&#8221; National Review 30 Dec. 1988: 21.
</p>
<p>Bibliography and Works Cited
</p>
<p>Molot, Maureen Appel. &#8220;The Trade-Security Nexus: The New Reality in Canada-U.S. Economic Integration.&#8221; American Review of Canadian Studies 33.1 (2003): 27+.
</p>
<p>O&#8217;Neill, Kate. &#8220;How Two Cows Make a Crisis: U.S.-Canada Trade Relations and Mad Cow Disease.&#8221; American Review of Canadian Studies 35.2 (2005): 295+.
</p>
<p>Pal, Debashis, and Mark White. &#8220;Mixed Oligopoly, Privatization and Strategic Trade Policy.&#8221; Southern Economic Journal 65.2 (1998): 264+.
</p>
<p>Pettigrew, Pierre. &#8220;Quebec City Lessons Arm WTO Nations for Post-Seattle Trade Talks.&#8221; Canadian Speeches May 2001: 24.
</p>
<p>Pettigrew, Pierre. &#8220;Trade Talks: Reversing Seattle&#8217;s 1999 Failure, Solving Lumber Dispute.&#8221; Canadian Speeches Nov.-Dec. 2001: 57+.
</p>
<p>&#8220;Protection.&#8221; The Columbia Encyclopedia. 6th ed. 2004.
</p>
<p>&#8220;Razing the Barriers for Africa; in Cancun, Destroy Agricultural Protectionism.&#8221; The Washington Times 29 Aug. 2003: A23.
</p>
<p>&#8220;Rx for Trade Policy.&#8221; The Washington Times 19 Oct. 2005: A19.
</p>
<p>Sam, Corinne. &#8220;World Trade Organization Caught in the Middle: Are TEDS the Only Way Out? .&#8221; Environmental Law 29.1 (1999): 185.
</p>
<p>Sauv&#233;, Pierre, and Robert M. Stern, eds. Gats 2000: Unique Directions in Services Trade Liberalization. Washington, D.C.: Brookings Institutuion, 2000.
</p>
<p>&#8220;Second Thoughts on Free Trade.&#8221; The New York Times 6 January 2004.
</p>
<p>Storer, Paul. &#8220;A Trading Nation: Canadian Trade Policy from Colonialism to Globalization.&#8221; American Review of Canadian Studies 34.1 (2004): 144+.
</p>
<p>Summers, Lawrence H. &#8220;America Overdrawn: The U.S. Economy Is the World&#8217;s Economic Engine. but&#8221; Foreign Policy July-Aug. 2004: 46+.
</p>
<p>Bibliography and Works Cited
</p>
<p>Taussig, F. W. Free Trade, the Tariff and Reciprocity. New York: Macmillan, 1980.
</p>
<p>Taylor, Lawrence D. &#8220;NAFTA in the New Millennium.&#8221; American Review of Canadian Studies 34.1 (2004): 171+.
</p>
<p>Weston, Ann. &#8220;Success and Failures Both Mark Doha.&#8221; Canadian Speeches Nov.-Dec. 2001: 55+.
</p>
<p>&#8220;Which Device?  Free Trade or Protection.&#8221; Challenge 37.1 (1994): 17+.</p>
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		<title>Women And Auto Insurance Why Women Should Get Auto Insurance</title>
		<link>http://carinsuranceestimatesfaq.org/14/women-and-auto-insurance-why-women-should-get-auto-insurance/</link>
		<comments>http://carinsuranceestimatesfaq.org/14/women-and-auto-insurance-why-women-should-get-auto-insurance/#comments</comments>
		<pubDate>Sun, 20 Feb 2011 09:36:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Automobile Insurance Information]]></category>
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		<description><![CDATA[Many insurance companies consider the sex of the applicant when deciding the premium rate. There are many types of women auto insurance including collision, comprehensive, liability, uninsured/underinsured insurance. Collision auto insurance pays for the damages caused by collision with other vehicles. Comprehensive auto insurance covers car damages that are not caused by collision with vehicles. [...]]]></description>
			<content:encoded><![CDATA[<p>Many insurance companies consider the sex of the applicant when deciding the premium rate. There are many types of women auto insurance including collision, comprehensive, liability, uninsured/underinsured insurance. Collision auto insurance pays for the damages caused by collision with other vehicles. <a target="_blank" href="http://www.insure4usa.com">Comprehensive auto insurance</a> covers car damages that are not caused by collision with vehicles. Uninsured and underinsured auto insurance offers protection against drivers without auto insurance protection.
</p>
<p>There are many reasons why you should procure <a target="_blank" href="http://www.insure4usa.com/Why-Is-Womens-Auto-Insurance-Cheaper.html">women auto insurance</a>. It protects you from the high medical costs, vehicle repair cost and theft. You will also receive allowance as replacement for your income. As a driver, you have the responsibility to keep your passengers grand. By getting auto insurance, you will be able to have the money to pay for the injury costs of your passengers and property damage. Another reason why you need auto insurance is that it is a requirement of the state department. Every status has a minimum requirement on how much liability insurance you must purchase. It is recommended that you buy more than the minimum requirement so that you will be fully protected from the damage cost.
</p>
<p>By looking at the gender of the applicant, the insurance company knows how he or she will handle the car. Women don&#39;t get as many hasten tickets as men does. Besides, most accidents are caused by men rather than women. Women encounter lesser accidents. The accidents caused by women are less serious compare to men. Due to this fact, their claims are smaller. Women drivers don&#39;t speed on the highway like men do. They like to drive cautiously and at a slower speed. The largest inequity in the premium occurs on men and women under 30 years old. There is a smaller disagreement in the premium cost for men and women over 30 years old. Women wear seatbelts frequently. They always drive shorter distance range instead of long distance range.
</p>
<p>Though women automobile insurance is cheaper, there are certain factors that the insurance company take into account when determining the premium cost including driving history and vehicle characteristic If you want to reduce the cost of your car insurance, you should not buy a vehicle that has high horsepower. High performance vehicles will be charged with higher premium charges. Other types of vehicles that are charged with high premium cost include large SUV, and mini car. Besides, car with a long history of being stolen will be charged with high premium cost. If you want to win advantage of cheap car insurance, you should buy station wagon. The premium cost for a van is low as well.
</p>
<p>In the United States, women drivers often have to provide information on the ownership of the vehicle and their marital status. When shopping for women automobile insurance, fabricate sure you discuss with your insurance agent so that he can help you to locate the best insurer. You can use the insurance quote search engine to find an insurance that contains all the features you need and suit your budget.</p>
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		<title>Information You&#8217;ll Need To Get Auto Insurance From A Broker</title>
		<link>http://carinsuranceestimatesfaq.org/13/information-youll-need-to-get-auto-insurance-from-a-broker/</link>
		<comments>http://carinsuranceestimatesfaq.org/13/information-youll-need-to-get-auto-insurance-from-a-broker/#comments</comments>
		<pubDate>Thu, 17 Feb 2011 19:20:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Using a car insurance broker is a good way to get a great deal on car insurance. Buying car insurance through a broker allows you to shop different companies to get the best deal. A car insurance broker is also an expert that can help you to compare which policy fits your needs the best. [...]]]></description>
			<content:encoded><![CDATA[<p>Using a car insurance broker is a good way to get a great deal on car insurance. Buying car insurance through a broker allows you to shop different companies to get the best deal. A car insurance broker is also an expert that can help you to compare which policy fits your needs the best. A car insurance broker will also know which companies have kindly reputations for service and reliability.
</p>
<p>When buying car insurance through a broker you will need to be prepared to provide some required information. Car insurance brokers will need to know the legal names, ages, and driver&#8217;s license numbers of all the drivers in your household. You will also need to be able to provide the make, model, and year of the car or truck that you want to insure. If you already contain the car or truck you need to have the title and registration available as well. If you currently have automobile insurance, have your current car insurance policy on hand to compare car insurance coverage as well as rates.
</p>
<p>You will also need to be able to acknowledge some questions concerning your use of the car or truck to fetch car insurance. Car insurance brokers will usually need to know an estimate of the number of miles that you drive each year, where you park your car at night, and whether or not you will use the car for work purposes.
</p>
<p>A car insurance broker can be an invaluable asset when buying car insurance. The car insurance broker can help you navigate the often confusing car insurance system. Have the information that you need on hand when discussing car insurance with the broker to attend the process work smoothly.</p>
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		<title>The Rural Progressive Barnes&#8217; Health Care Remarks Questioning Obama&#8217;s Ability To Forge Bi-partisanship Is Wrong Approach</title>
		<link>http://carinsuranceestimatesfaq.org/12/the-rural-progressive-barnes-health-care-remarks-questioning-obamas-ability-to-forge-bi-partisanship-is-wrong-approach/</link>
		<comments>http://carinsuranceestimatesfaq.org/12/the-rural-progressive-barnes-health-care-remarks-questioning-obamas-ability-to-forge-bi-partisanship-is-wrong-approach/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 03:37:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Trying to out-Republican the Republicans is a losing strategy, and Democrat gubernatorial nominee Roy Barnes should know better than to go down that road. In a recent interview with the Associated Press, Barnes blasted both political parties and President Barack Obama for failing to win bipartisan support for a law more Americans could get behind. [...]]]></description>
			<content:encoded><![CDATA[<p>Trying to out-Republican the Republicans is a losing strategy, and Democrat gubernatorial nominee Roy Barnes should know better than to go down that road.
</p>
<p>In a recent interview with the Associated Press, <strong><a target="_blank" _cke_saved_href="http://www.ledger-enquirer.com/2010/09/06/1257372/georgia-gubernatorial-race-roy.html" href="javascript:void(0)/*196*/">Barnes blasted both political parties and President Barack Obama for failing to win bipartisan support for a law more Americans could get behind.</a></strong>
</p>
<p><strong><a rel="nofollow" _cke_saved_href="http://www.ledger-enquirer.com/2010/09/06/1257372/georgia-gubernatorial-race-roy.html" target="_blank" href="javascript:void(0)/*203*/">&#8220;I consider it to be the greatest failure, modern failure, of political leadership in my lifetime,&#8221; Barnes said in a recent interview with The Associated Press.</a></strong>
</p>
<p>Greatest political failure of leadership&#8211;Obama?  <strong><a target="_blank" _cke_saved_href="http://thehill.com/blogs/blog-briefing-room/news/89731-obama-health-law-is-a-centrist-measure" href="javascript:void(0)/*197*/">Many measures in the health care law came from Republicans even though they didn&#8217;t vote for it. </a></strong>
</p>
<p>In March, Obama said the following about the &#8216;centrist&#8217; health care law.
</p>
<p>&#8220;I think that the Republican Party made a calculated decision, a political decision, that they would not encourage whatever we did,&#8221; he said on NBC&#8217;s &#8220;Today&#8221; show, referencing Sen. Jim DeMint&#8217;s (R-S.C.) claim that it would be his Waterloo. &#8220;I think that&#8217;s unfortunate, because when you look at the actual bill itself, it incorporates all sorts of Republican ideas.&#8221;
</p>
<p>The health care law isn&#8217;t perfect, and can be made better. However, Barnes giving proverbial comfort to the Tea Party Republicans or right-wing conservatives is not a winning strategy and further confuses the debate on health care.
</p>
<p>Barnes&#8217; attempt to be this independent populist needs to stop right now. You are a Democrat and need to start acting like one.
</p>
<p><strong><a target="_blank" _cke_saved_href="http://www.ledger-enquirer.com/2010/09/06/1257372/georgia-gubernatorial-race-roy.html" href="javascript:void(0)/*204*/">&#8220;Listen, I made mistakes. I pushed some things that I should&#8217;ve reached a better consensus on,&#8221; Barnes said. &#8220;He did the same thing. He&#8217;ll learn.&#8221;</a>
</p>
<p></strong><strong>Sometimes, Mr. Barnes you have to take a stand and do what&#8217;s right for Georgia, and giving any credit to Sonny Perdue is not a step in the true direction.</strong>
</p>
<p>In the 1940&#8242;s when Truman enacted <strong><a target="_blank" _cke_saved_href="http://en.wikipedia.org/wiki/Executive_Order_9981" href="javascript:void(0)/*205*/">Executive Order 9981 </a></strong>to integrate the military, was there a &#8216;consensus&#8217;  or when Lyndon Johnson pushed through the Civil Rights Act and other equal protection laws?
</p>
<p>Georgia and the nation are at a crossroads, and appears Barnes is campaigning &#8216;scared&#8217;, and it shouldn&#8217;t be that way.
</p>
<p>When Barnes decided not to back an early August fundraiser and speech of President Obama in Atlanta, I was a little disappointed. However, I just brush it aside at the time.
</p>
<p>Barnes wanted to visit rural areas of south Georgia such as Berrien County, and that&#8217;s comely. However, what is his message as a Democrat?
</p>
<p>It is good that he is <strong><a target="_blank" _cke_saved_href="http://www.walb.com/Global/story.asp? S=12977271" href="javascript:void(0)/*206*/">traveling to rural south Georgia and visited places like Ocilla in Irwin County</a></strong>. Ocilla is Irwin County&#8217;s largest city  and has a 60% African-American population.
</p>
<p>Rural Georgia isn&#8217;t exclusively white conservatives. There are white rural progressives along with a large percentage of African-Americans and a growing number of Latinos, but it seems Barnes is trying to veer right instead of sustaining a progressive message and exciting his Democratic base.
</p>
<p>Now I am becoming a dinky more skeptical and worried with his latest comments about Obama.
</p>
<p>Barnes is receiving some awful advice from some of his advisors and from some political scientists.
</p>
<p><strong><a target="_blank" _cke_saved_href="http://www.foxnews.com/politics/2010/08/19/nearly-americans-thinks-obama-muslim-survey-shows/" href="javascript:void(0)/*207*/">Obama is  viewed  incorrectly as a Muslim by 1 of 5 Americ</a><a target="_blank" _cke_saved_href="http://www.foxnews.com/politics/2010/08/19/nearly-americans-thinks-obama-muslim-survey-shows/" href="javascript:void(0)/*208*/">ans</a></strong>, but Obama received more votes in 2008 than any other presidential candidate along with receiving more votes from whites than Bill Clinton did.
</p>
<p>However, it appears in a mid-term (non-presidential year) Barnes is succumbing to advice like this.
</p>
<p><strong><a target="_blank" _cke_saved_href="http://www.msnbc.msn.com/id/38520431" href="javascript:void(0)/*195*/">&#8220;Among white independent voters in Georgia &mdash; which Barnes needs &mdash; he (Obama) is pretty unpopular,&#8221; Emory University political science professor Alan Abramowitz said. &#8220;Barnes needs to stay away.&#8221;</a></strong>
</p>
<p>Obama is not the problem&#8230; it&#8217;s Barnes political and media strategy.
</p>
<p>And if Barnes feels more comfortable with Sonny Perdue than Barack Obama, Democrats are in trouble.
</p>
<p>It would be nice to see Barnes talk to Morehouse and Fort Valley State students instead of steering obvious of them.
</p>
<p><strong>Younger voters&#8211;white and black ages 18-29&#8211; </strong>and minority voters across the board were instrumental in Obama and Bill Clinton&#8217;s victories. <strong>And simply put, Barnes is ignoring them. This may hinder Barnes from breaching the 50.1% threshold on November 2nd.</strong>
</p>
<p>Barnes should know better.
</p>
<p>Bill Clinton received criticism for passing a budget reconciliation bill in 1993 without a single Republican vote and raised taxes for millionaires along with targeted tax cuts, and by the time he left office, the country had a budget surplus.
</p>
<p>Obama and the Democrats passed a health care law and have been able to stabilize the American economy with 2009 stimulus.
</p>
<p>Barack Obama did lose Georgia in 2008, but only by five percentage points, and if Obama would have visited the Peach Status more, Obama would have won the state.
</p>
<p>Obama&#8217;s presence on the ballot helped former U.S. Senate candidate force a run-off with Republican Saxby Chambliss.
</p>
<p>So why is Barnes trying to &#8216;diss&#8217; Obama in 2010?
</p>
<p>Obama received<strong> 1,844,123</strong>  Georgia votes in 2008 with his &#8220;Yes we can&#8221;  progressive message.
</p>
<p>Barnes received <strong>less than a million in both of his gubernatorial wins</strong> in a landslide win over Guy Millner in 1998 and his disappointing loss to Sonny Perdue in 2002.
</p>
<p>Sonny Perdue has proved to be one of the worst governor&#8217;s in Georgia history, and has taken the Georgia economy to new depths that include continuous budget cuts to education and health care benefits and now furloughing teachers have become &#8216;normal&#8217;.
</p>
<p>Governing is hard and Barnes should know that first hand, and making tough decisions is part of the job.
</p>
<p>Everybody &#8211; especially among the working and middle class&mdash;is struggling correct now on some level, but Barnes must do a better job of explaining himself and the Democratic Party&#8217;s accomplishments in order to win in November.&#13; &#13;
</p>
<p>Barnes needs to be an advocate for the health care law, and provide&#13; solutions to make it better instead of joining the Sonny Perdue-Nathan Deal&#13; band of skeptics who side with the insurance companies.&#13; &#13;
</p>
<p><a rel="nofollow" target="_blank" href="http://www.ledger-enquirer.com/2010/09/06/1257372/georgia-gubernatorial-race-roy.html"><strong>Barnes blamed Democrats for failing to justify the opinion better and Republicans for not delivering reasonable alternatives.</strong></a><strong>
</p>
<p></strong>Take your own advice Mr. Barnes, and embrace your &#8216;base&#8217; along with presenting your own plan for Georgia&#8217;s future&#8211; and actually accept Obama&#8217;s help for once.</p>
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		<title>Ideas For Purchasing The Very Best Senior Auto Insurance Policy</title>
		<link>http://carinsuranceestimatesfaq.org/11/ideas-for-purchasing-the-very-best-senior-auto-insurance-policy/</link>
		<comments>http://carinsuranceestimatesfaq.org/11/ideas-for-purchasing-the-very-best-senior-auto-insurance-policy/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 11:45:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[State Farm Auto Insurance]]></category>
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		<description><![CDATA[Automobile insurance when you get older can be rather tricky Now that you might be living on a limited income you may possibly have to do some comparison shopping to uncover the finest auto insurance policies out there Here are some useful ideas on how to save funds although obtaining the ideal auto insurance rates [...]]]></description>
			<content:encoded><![CDATA[<p>Automobile insurance when you get older can be rather tricky Now that you might be living on a limited income you may possibly have to do some comparison shopping to uncover the finest auto insurance policies out there Here are some useful ideas on how to save funds although obtaining the ideal auto insurance rates for seniors  </p>
<p>As a individual ages they drive less so it stands to reason if you haven&#8217;t had any accidents your rates tend to lower  Nevertheless, for income reasons it is still most effective to comparison shop for the greatest insurance quotes when it comes to any sort of insurance, particularly auto The initial thing to keep in mind is nobody can be turned away for vehicle insurance due to the fact of their age  Nevertheless, if they let their license lapse, they may possibly be needed to take an exam prior to they are able to get their license renewed  It is vital to get insurance quotes from various various organizations just before deciding on your auto insurance option Taking a driving course or buying a vehicle with extra safety features can save dollars on your insurance rates.There are various auto insurance providers that specialize in insurance for seniors such as AARP and AAA Occasionally employers or church groups may well supply a group insurance rate that will save funds on auto insurance policies Occasionally local insurance agents can provide lower rates than other auto insurance firms, it is usually great to look at numerous diverse avenues to come across the most effective policy quotes A lot of seniors are driving automobiles that they have had for lots of years and occasionally the deductible on a particular automobile a number of cost a lot more than the automobile is worth To get the most effective senior rate you may perhaps will need to select a higher deductible for your automobile Your insurance rates are adjusted according to your zip code If you own two homes and invest the exact same quantity of time in every property, you will will need to pick to list the automobile insurance in the zip code that will give you the finest rate.Most seniors never want to give up driving, even so occasionally due to health reasons it could turn into required to give up driving  People today occasionally continue paying for automobile insurance policies even after they never drive anymore due to health reasons for fear they could possibly want to drive someday  The cost far outweighs the benefit and if you do have to drive 1 day, you possibly wouldn&#8217;t be able to due to medical reasons, so let the insurance and vehicle go  Use senior taxicabs, family members or friends  The cash you save by no longer having a vehicle will simply pay for your trips here and there to the store and physician appointments.Some excellent insurance firms that provide very good rates to seniors are AARP, Progressive, Allstate, Farm Bureau, Geico and State Farm  Make positive you get all the quotes you can and tell them what you can pay, occasionally as with Progressive they can work around your priceline  Geico has a senior discount program and countless other insurances do as well References for this article contain:  <a href=http://www.nscddconline.com/geicosenior/ target=_blank rel=nofollow>www.nscddconline.com/geicosenior/</a><br /><a href=http://www.insurancefinder.com/autoinsurance/seniorauto.html target=_blank rel=nofollow>www.insurancefinder.com/autoinsurance/seniorauto.html</a><br /><a href=http://seniorautoinsurance.org/ target=_blank rel=nofollow>seniorautoinsurance.org/</a><br /><a href=http://seniorjournal.com/NEWS/Discounts/2007/7-06-28-SenCitCanFind.htm target=_blank rel=nofollow>seniorjournal.com/NEWS/Discounts/2007/7-06-28-SenCitCanFind.htm</a> .</p>
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		<title>Finding The Cheapest Car Insurance Rates</title>
		<link>http://carinsuranceestimatesfaq.org/10/finding-the-cheapest-car-insurance-rates/</link>
		<comments>http://carinsuranceestimatesfaq.org/10/finding-the-cheapest-car-insurance-rates/#comments</comments>
		<pubDate>Sat, 18 Dec 2010 09:47:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Allstate]]></category>
		<category><![CDATA[allstate annuities]]></category>
		<category><![CDATA[Allstate Life Insurance]]></category>
		<category><![CDATA[life insurance quotes]]></category>
		<category><![CDATA[lincoln benefit life]]></category>
		<category><![CDATA[prudential life insurance]]></category>
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		<description><![CDATA[Insurance rates are not as low as they used to be but shopping for the best insurance coverage is a must. A lot depend on your driving record, age, and the amount of coverage you need in case of an accident or loss to your vehicle. Rates are higher for those that have a improper [...]]]></description>
			<content:encoded><![CDATA[<p>Insurance rates are not as low as they used to be but shopping for the best insurance coverage is a must. A lot depend on your driving record, age, and the amount of coverage you need in case of an accident or loss to your vehicle. Rates are higher for those that have a improper credit rating but as your credit rating changes so will the premiums you will have to pay as well as having a good driving record.
</p>
<p>Insurance companies offer discounts for having more than one vehicle or having your homeowner&#8217;s insurance coverage with the same company and they have a wide range of coverage to suit your specific needs.
</p>
<p>Before starting to shop for the cheapest car insurance rates, make a list of the necessary coverage you are looking for and consider the cost to replace your vehicle should you have an accident. You can resolve to have a higher deductible amount this will lower your premium amount but also consider the deductible will have to be paid by you if you are in an accident.
</p>
<p>Determine an insurance company that is reputable and easy to contact in case of an accident. Your insurance coverage is only as good as the company or agent. Nationwide, Allstate, State Farm, Hartford, etc, are companies that have been in business for a long time and will most likely be a generous choice for cheapest car insurance rates. Your premiums may begin out high but will be reduced if you have coverage with them for a long period of time. <br />Online rate quotes are a good way to get started but for your specific needs, speaking with an agent in person or by phone is best. The agent can ask you questions and design a policy for your specific needs. The online quotes are questions in general for everyone but only an agent can give you a policy for your needs.
</p>
<p>Several other things can reduce your premium amount such as; taking a safe driver course, maintaining a good driving record, building a good credit rating, having all your insurance coverage, home, auto, health and life policies through the same company and staying with this company over a long period of time. One should consider shopping in their home town for the most reliable, for the agent most likely knows you and you know them and will address your insurance coverage best suited for you.</p>
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		<title>Finding Cheap Auto Insurance</title>
		<link>http://carinsuranceestimatesfaq.org/9/finding-cheap-auto-insurance/</link>
		<comments>http://carinsuranceestimatesfaq.org/9/finding-cheap-auto-insurance/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 17:25:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Progressive Insurance]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[auto insurance quotes]]></category>
		<category><![CDATA[auto insurance reviews]]></category>
		<category><![CDATA[eastwood auto insurance]]></category>
		<category><![CDATA[farmers insurance]]></category>
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		<category><![CDATA[types of auto insurance]]></category>

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		<description><![CDATA[If you are like me, you want to find the cheapest auto insurance you can. The best plot to find cheap auto insurance is looking on the Internet, making sure that you drive safely, and making sure to install safety features on your vehicle. After reading this article, you should know the best ways to [...]]]></description>
			<content:encoded><![CDATA[<p>If you are like me, you want to find the cheapest auto insurance you can. The best plot to find cheap auto insurance is looking on the Internet, making sure that you drive safely, and making sure to install safety features on your vehicle. After reading this article, you should know the best ways to find cheap auto insurance.
</p>
<p>The best device to find cheap auto insurance online is the internet. It allows you to be able to get quotes for lots of different companies. Some of the biggest auto insurance companies allow you to compare rates with other companies, which give you an near. Many companies provide discounts online that would not be offered at there location. It is good to engage advantage of any possible discounts available. The internet makes it possible for you to get a quick quote and check many different companies. It allowed me to find a very cheap designate which I feel I would not have found if it was not for the internet.
</p>
<p>When looking for cheap auto insurance you want to drive safely this is important. If you have a good driving record, getting the best auto insurance quote is easy. Auto Insurance companies are very nervous to insure people who have a bad driving record. Most people will notice if you have a bad driving portray your auto insurance can nearly double or even triple. Many people who have a bad driving narrate will regain themselves wanting to lie about it in order to get cheap auto insurance. It is always good to drive as safely as possible if you want to get a good cheap auto insurance quote.
</p>
<p>If you really want to get cheap auto insurance then installing safety features in your car is a smart opinion. Almost every auto insurance company will agree that this will cause less accidents and will end more claims in the future. The anti theft feature is a good thing to install on your vehicle. It prevents theft and keeps your car from someone stealing it and that draw you do not need to file an insurance claim. If you shop around you can find many ways to keep your vehicle safe and you will find that this will also lower your auto insurance payments and help you save money. A lot of people don&#8217;t realize that this is a tremendous savings and can easy save them a lot of money each year by just adding safety features to there car.
</p>
<p>Finding cheap auto insurance can be a tough challenge but by following these simple steps, you can easily save hundreds every year on your auto insurance. The next time you feel that you are spending a lot of money on auto insurance go online and shop around, drive safely and add a safety system to your vehicle.</p>
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